Celia's House

Celia's House by D.E. Stevenson

Forty years in the life of a family and a house. . . in 1905 the elderly Miss Celia Dunne is visited by her grandnephew Humphrey and tells him, contrary to the expectations of her oldest brother's son, she's living the house to him, and after him to his daughter Celia -- even though he has only a son and two daughters, neither named Celia.
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humans hanging around

Building the masquerade and the magical worlds within it -- and I think there's going to be some humans hanging around in some, aware of the magical beings.

Not wizards -- well, not necessarily -- some might incidentally have some magic, but that's not why they are there.

I think I have concluded that they were people too tightly entwined with the magical creatures to be torn away.  As long as they are bound not to blurt out the truth when they meet the ignorant, and don't themselves realize there's more magical beyond -- so they don't go and become nuisances -- they can fit in nicely in the worlds of trolls or dragons.  Might not be fun for them, but it would work.